Research

Kenya Fixed Income Fund Performance Update – February 14, 2025

Latest Rankings: Top 10 Fixed Income Funds in Kenya

The latest update on Fixed Income Funds in Kenya shows little change in performance, with most funds maintaining their previous positions. Below is a look at the top-performing Fixed Income Funds based on Effective Annual Rate (EAR):

#Fixed Income FundEffective Annual Rate (%)
1Gulfcap Fixed Income Fund15.55%
2Hifadhi Fixed Income Fund14.80%
3Kuza Fixed Income Fund14.78%
4Etica Fixed Income Fund14.57%
5Madison Fixed Income Fund14.20%
6Zimele Fixed Income Fund13.87%
7Nabo Africa Fixed Income Fund13.63%
8Britam 12 Months Fixed Income Fund13.63%
9Britam Bond Plus Fund13.58%
10Britam 6 Months Fixed Income Fund13.44%

Key Observations:

📌 Minimal Changes in Performance: The top 10 fixed income funds have seen only slight shifts in yields, with most funds maintaining stable returns. The average yield for the top 10 funds stands at 14.21%, showing resilience in the market.

📌 Fixed Income Funds vs. Money Market Funds:
Interestingly, the average yield of the top 10 Fixed Income Funds (14.21%) is now closely aligned with that of the top 10 Money Market Funds (14.89%) as of February 14. Typically, MMFs are known for their high liquidity and short-term investment nature, while Fixed Income Funds target medium to long-term debt instruments. The convergence in returns could indicate either:
✔️ A more competitive fixed income investment environment.
✔️ MMFs maintaining relatively strong returns in the current market conditions.

📌 Hifadhi Fixed Income Fund enters the top rankings: Hifadhi now holds the second position at 14.80%, overtaking Etica and Kuza, which had ranked higher in previous updates.

📌 Gulfcap Maintains Leadership: Gulfcap Fixed Income Fund continues to lead the pack at 15.55%, unchanged from the previous rankings.

💡 Investor Takeaway:

  • Diversification is Key: With returns on Fixed Income Funds and MMFs showing similarities, investors should carefully evaluate their risk appetite and liquidity needs before choosing between the two.
  • Stable Yields Indicate Market Consistency: The minimal shifts in performance suggest a steady fixed income environment, making these funds an attractive option for conservative investors.

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